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IMPROVEMENT FINANCING
Our business partners with Artis Credit1 to offer financing so our valued customers have options when paying for home improvement projects. Promotional financing provides offers that cater to your needs, and allows you to keep more money in your pocket today.
Simple Online Application with Instant Decisioning
Shop Offers Without Affecting Credit Score
5-Month Purchase Window to Spend On Your Loan
HOW OUR OFFERINGS WORK FOR YOU
100% Financing, No Money Down
Apply in Minutes – Fully Digital
Receive Instant Approval
No Early Payment Penalty On Any Loans
Borrow from $3,100-$55,0002
View Your Promotional Offers
Shop Without Affecting Credit
Ask your merchant for a link to see what offers you pre-qualify for. View offers with no commitment and without affecting your credit score.
HOW TO GET STARTED
Request Application from Merchant
Ask your merchant for a link to the loan application. This can be sent to you via SMS or email.
Submit Application and View Offers
Submit a short online loan application, and shop financing offers.
Pay Your Merchant
With instant approval and funding, pay your merchant immediately.
FREQUENTLY ASKED QUESTIONS
Why should I use Artis Credit?
Artis Credit offers multiple promotional financing options that can address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically much lower than a credit card.
How does this impact my credit score?
When you fill out an application and view available loan offers, our platform uses a soft pull of credit that will not impact your credit score. If you select an offer to move forward with, then
we will run a hard pull of credit that may have a small impact on your credit score.
Where can I use my loan?
Your loan is only valid to pay for products and services offered through the merchant you applied with.
How long do I have to transact against my loan?
Once your loan is approved, you have 5 months to transact against your loan with this business. This is also referred to as your purchase window.
How do I pay my contractor?
Your contractor will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.
How do I pay back my loan?
For your convenience, Artis Credit takes payment online or by phone. Please visit artispayments.com or call 855-943-3485. For security purposes, be prepared to provide your Loan Number and Security PIN to verify your identity and process your payment if paying by phone.
When are my payments due?
Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term. You’ll receive monthly statements as a reminder.
What if I don’t use the full amount?
No matter what amount you are approved for, you will only be responsible to pay back the amount you spend with your merchant during the purchase window, plus associated interest and fees.
OUR PARTNERS
